Our Story

Small startups to Fortune 500 companies trust us to create software that is critical to their success.

In 1986, three technologists and entrepreneurs set out to assemble an elite group of people who knew how to design, develop, and support enterprise software applications. For more than three decades, these three individuals have attracted a group of smart and passionate individuals that have extensive experience creating primary business applications for a wide range of clients and industries.

Throughout the years, BHMI has developed and supported hundreds of software applications. We develop both custom software applications and software products. We are best known for the Concourse Financial Software Suite, which is a modular software suite for the electronic payments industry.

To meet our clients’ specific needs, we have expertise in a wide range of programming languages, database products, hardware platforms, and operating systems. For both our custom development projects and our internal software products, BHMI leverages a proven agile development methodology combined with a talented team that is centrally located at BHMI’s state-of-the-art Corporate Development Center in the United States. All development, testing, implementation, and support services are provided directly by BHMI team members.

From the very beginning, our core competency has been to create primary business applications that are continuously available, highly scalable, and undeniably reliable. Over the last three decades, we have seen a lot of change in technology, but our focus has remained the same. We develop enterprise software applications that provide real value for our clients and professional satisfaction for our team.

Our History

Our History


BHMI Opens Its Doors & Completes First Project for Union Pacific Railroad

BHMI opens its doors and completes its first software development project with Union Pacific Railroad. Our software permits wireless data communications between Union Pacific’s national dispatching center and mobile terminals on locomotives.


BHMI is Selected by Greyhound Lines to Develop Ticketing & Reservation System

Greyhound Lines partners with BHMI to modernize its sales and ticketing operations with a robust reservation system.


BHMI Goes Global with Electronic Bill Payment Solution

BHMI goes global when it deploys a full-feature electronic bill payment solution for financial institutions around the world.



BHMI Completes First Government Contract with the FAA

BHMI completes its first government contract for the Federal Aviation Administration and delivers a fault tolerant weather message switching application.



BHMI Develops One of Industry’s First Prepaid Calling Card Applications

In time for the 1996 Summer Olympics, BHMI develops one of the industry’s first prepaid calling card applications for MCI.


BHMI Creates Near Real-time Payment Settlement & Reconciliation Solution

One of the largest transaction processors in North America asks BHMI to create a robust and integrated settlement and reconciliation solution.



BHMI Takes Over Worldwide Support of Call Application Manager (CAM)

BHMI takes over worldwide support and maintenance for the Call Application Manager (CAM) product, which is a call center automation software application originally offered by Tandem Computers.


BHMI Launches Concourse – ESP

Concourse – ESP is a comprehensive settlement and reconciliation solution for companies processing electronic payment transactions.


BHMI Launches Concourse – AFS

Concourse – AFS is an advanced fees solution that allows companies to create a wide range of fees structures.


BHMI Launches Concourse – Disputes

BHMI launches Concourse – Disputes, which is a workflow management system for chargebacks and disputes.


BHMI Invests Heavily in its Concourse Product Division

As demand continues to grow for Concourse software, BHMI makes a strategic decision to invest heavily in its Concourse Product Division.


BHMI Completes First PCI PA-DSS Certification Process for Concourse Products

The Concourse Product Division focuses on ensuring all Concourse products are PCI PA-DSS Certified.


BHMI Rebrands Back Office Products as the Concourse Financial Software Suite

BHMI rebrands and publically launches its back office processing software products as a modular, integrated solution called the Concourse Financial Software Suite.


BHMI’s Concourse – TMS Product is Selected by Mastercard

All debit transactions for MasterCard Worldwide are being processed via an integrated messaging facility created by BHMI called Concourse – TMS.


BHMI Launches Concourse (Release 3)

BHMI launched Concourse (Release 3), which is based on a rules-based architecture.


BHMI Launches Concourse (Release 4)

Concourse (Release 4) is made publicly available and is selected by large processors in Australia, Canada, and the United States.


BHMI announces the support of ISO 20022 Payments Format and SEPA

Concourse is selected by companies in the United States, Australia, and Europe to perform back office processing of real-time, account-based transactions.


Concourse Wins Best Real-Time Payments Solution

BHMI’s Concourse Financial Software Suite received top honors at the PayTech Awards 2020 digital ceremony, winning the “Excellence in Tech Award” for “Best Real-Time Payments Solution.”