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Fees are the heartbeat of the payments industry.  However, due to the large number of participants, roles, business relationships, rules, regulations, and transaction types, the fee landscape can be incredibly complex.  Check out this recent Payments Journal article that shares some insights into transaction-based fees.  Since fully understanding fees in the payments industry can be […]

Coronavirus is directly and indirectly impacting commerce – and thus payments – worldwide, creating economic uncertainty for many. BHMI CEO Jack Baldwin looks at some of the overall deleterious effects of this crisis in his latest article at PaymentsSource.

As card transaction volumes continue to rise, so too are the number of disputes and chargebacks.  By 2022, U.S. transaction volumes are predicted to exceed 66 billion and disputes volumes are forecasted at 33 million.  As the creator of Concourse – Disputes, BHMI has partnered with the Mercator Advisory Group to publish a new research brief […]

Faster payments are coming to the US but are we ready? BHMI Chairman Jack Baldwin recently spoke with The Green Sheet’s Patti Murphy where he and other payments experts weighed in on some of the challenges facing today’s financial institutions when it comes to real-time payments.

Our own Marc Vaughn was recently interviewed by PaymentsJournal.  During this interview, Marc’s share’s his insights on how the payments industry is changing and important things financial service companies need to consider to stay in pace with the rapidly changing world of payments. 

BHMI is a strong supporter of cyber resiliency efforts in the payments and FinTech industries.  In response to the continued need to maintain awareness and due diligence related to cyber issues, BHMI is pleased to announce its sponsorship of the upcoming Transaction Alley Cyber Forum on February 20th in Atlanta, Georgia, hosted by American Transaction Processors Coalition (ATPC).

When it comes to faster payments, the hard truth is that no matter how fast a payment moves through a network, it still has to be processed in the back office, which is what will ultimately decide its speed. In a recent Bank BUSINESS article, our own Jack Baldwin shares his insights on the role the back […]

As payment technology evolves, one key trend banks need to watch is faster or real-time payment systems. In a recent BAI Banking Strategies article, BHMI Chairman and other payments experts weighed in on the impact of APIs on bank’s payments environment and their role in real-time payments systems. Jack Baldwin said, “Current and proposed networks such as […]

In this Payments on Fire® podcast, Glenbrook’s Elizabeth McQuerry talks with Jack Baldwin, Chairman of BHMI and Nathan Churchward, Head of Product, Emerging Services at Australia’s Cuscal Limited.  Jack and Nathan weigh in on the lessons learned in building out dispute resolution, complex messaging, and connectivity capabilities developed around Australia’s New Payments Platform (NPP).  They also discuss one of the major concerns […]

As the creator of Concourse – Disputes, an end-to-end workflow management system for chargebacks and disputes, BHMI’s President, Lynne Baldwin, was invited to participate on a podcast with Brian Riley, Director of Credit Advisory Services at Mercator Advisory Group.  During this podcast, they discussed how Visa and Mastercard have changed their payments dispute processes and what you need […]