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With many people concerned over the coronavirus and recent social unrest opting to stay at home, merchants could consequently see an increase in online digital payments. BHMI’s CEO Jack Baldwin weighs-in with PaymentsSource on the challenges these current health, social and economic issues present to merchants and the impact it could have on the future […]

Don’t miss the second part of the recent series from PaymentsSource where BHMI Chairman and CEO, Dr. Jack T. Baldwin, and other payments experts, look at how many local businesses are turning to online workarounds to deal with the coronavirus’ impact on their brick-and-mortar stores, and measures that will likely become permanent in the future.

BHMI’s CEO, Dr. Jack Baldwin, recently spoke with PaymentsSource.  He and other payments experts discussed the COVID-19 crisis and what the other side may look like for consumers and small businesses. This article shares insights on some of the main issues, challenges, and opportunities for digitizing payments.

Fees are the heartbeat of the payments industry.  However, due to the large number of participants, roles, business relationships, rules, regulations, and transaction types, the fee landscape can be incredibly complex.  Check out this recent Payments Journal article that shares some insights into transaction-based fees.  Since fully understanding fees in the payments industry can be […]

Coronavirus is directly and indirectly impacting commerce – and thus payments – worldwide, creating economic uncertainty for many. BHMI CEO Jack Baldwin looks at some of the overall deleterious effects of this crisis in his latest article at PaymentsSource.

As card transaction volumes continue to rise, so too are the number of disputes and chargebacks.  By 2022, U.S. transaction volumes are predicted to exceed 66 billion and disputes volumes are forecasted at 33 million.  As the creator of Concourse – Disputes, BHMI has partnered with the Mercator Advisory Group to publish a new research brief […]

Faster payments are coming to the US but are we ready? BHMI Chairman Jack Baldwin recently spoke with The Green Sheet’s Patti Murphy where he and other payments experts weighed in on some of the challenges facing today’s financial institutions when it comes to real-time payments.

Our own Marc Vaughn was recently interviewed by PaymentsJournal.  During this interview, Marc’s share’s his insights on how the payments industry is changing and important things financial service companies need to consider to stay in pace with the rapidly changing world of payments. 

BHMI is a strong supporter of cyber resiliency efforts in the payments and FinTech industries.  In response to the continued need to maintain awareness and due diligence related to cyber issues, BHMI is pleased to announce its sponsorship of the upcoming Transaction Alley Cyber Forum on February 20th in Atlanta, Georgia, hosted by American Transaction Processors Coalition (ATPC).

When it comes to faster payments, the hard truth is that no matter how fast a payment moves through a network, it still has to be processed in the back office, which is what will ultimately decide its speed. In a recent Bank BUSINESS article, our own Jack Baldwin shares his insights on the role the back […]